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You probably don’t go anywhere without your phone and your wallet tucked into your back pocket or your handbag, but these two life essentials are more closely conected than you’d imagine. If you’re clever, your smartphone can help you keep your coins in the piggybank, where they belong.

Here is how you can get the most out of your smartphone in National Savings Month with these six free apps:

22Seven

This South African budgeting app will change the way you look at your money. It connects securely to all your bank accounts, credit cards too, and pulls this info together into pie charts and spending categories so that you have a comprehensive view of your finances. Also try: Mint.

Free for Apple and Android

The Entertainer

For a once-off subscription free of R495, the Entertainer App gives you the best 2-for-1 deals in your city. Book a massage at the spa, and get a second one for free, or pay for one main meal and get the other for free. That sort of thing. PS: The app itself doesn’t cost anything to download, so you can see what deals are in your city before you subscribe.

Free for AppleAndroidBlackBerry and Windows

Get the best discounts with vouchercloud

Sign up to vouchercloud and hit the mall! Redeem offers and discounts from brands and retailers like Mr Price, Sportsmen’s Warehouse, Doppio Zero, Sandwich Baron and online shopping portals like Zando and Spree.

Free on AppleAndroid and BlackBerry

Save on delivery fees with Takealot

Did you know that if you order something from mega-etailer Takealot using the mobile app instead of the desktop version, you don’t have to pay delivery fees? That’s a saving of R35 to R55, depending on which shipping option you usually use when online shopping.

Free on Apple and Android

Cut back on grocery costs with EeziCoupon

Load this app to see all the coupons available at Checkers. Hit ‘redeem all’, and when you ring up your groceries at the checkout counter, type in the short code and the discounts will be taken off your total.

Free on AppleAndroid and BlackBerry 

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