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You probably don’t go anywhere without your phone and your wallet tucked into your back pocket or your handbag, but these two life essentials are more closely conected than you’d imagine. If you’re clever, your smartphone can help you keep your coins in the piggybank, where they belong.

Here is how you can get the most out of your smartphone in National Savings Month with these four apps.

1. 22Seven

This South African budgeting app will change the way you look at your money. It connects securely to all your bank accounts, credit cards too, and pulls this info together into pie charts and spending categories so that you have a comprehensive view of your finances. Also try: Mint.

Free for Apple and Android

2. MoneySmart

This South African app helps you set up a budget and includes a daily cash tally so you can really stay on track. Use the app to review your spending patterns and find out in which areas you've been over spending. 

Available for Android and Apple  

3. Vouchercloud

Sign up to Vouchercloud and hit the mall! Redeem offers and discounts from brands and retailers like Mr Price, Sportsmen’s Warehouse, Doppio Zero, Sandwich Baron and online shopping portals like Zando and Spree.

Free on AppleAndroid and BlackBerry

5. EeziCoupon

Load this app to see all the coupons available at Checkers. Hit ‘redeem all’, and when you ring up your groceries at the checkout counter, type in the short code and the discounts will be taken off your total.

Free on AppleAndroid and BlackBerry 

BONUS: Manage your cellphone spend

The My Vodacom App is a must when it comes to managing your mobile phone spend. Get your balances at the touch a button, and buy extra data in bundles when you need it. Best of all, the app is zero-rated, which means it doesn't use any of your Vodacom data!

Note: While these apps may be free, the data needed to download and use the apps is not. 

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